Tag: investing
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How to Build a Financial Safety Buffer as a Tradesman
This guide is part of our Cash Flow for Tradesmen section, where we explain how to manage money in a trade business. Running a trades business often means dealing with unpredictable income. Some months are busy and profitable, while others can be quieter than expected. On top of that, unexpected costs can appear at any…
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Why So Many Tradesmen Are Busy But Still Broke
This guide is part of our Cash Flow for Tradesmen section, where we explain how to manage money in a trade business. One of the most frustrating situations in the trades is being constantly busy but still struggling financially. Many tradesmen work long days, often six days a week, yet feel like there is never…
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How Self-Employed Tax Works for Tradesmen in the UK (Complete Guide)
This guide is part of our Tax for Tradesmen section, where we explain how tax works for self-employed tradespeople. Understanding tax when you’re self-employed can feel confusing, especially if you’ve spent most of your career working under PAYE. Many tradesmen get their first tax bill and are shocked by how much they owe, simply because…
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How Much Tax Should Self-Employed Tradesmen Set Aside in the UK?
This guide is part of our Tax for Tradesmen section, where we explain how tax works for self-employed tradespeople. Why Tradesman Get Caught Out by Tax Many self-employed tradesmen get caught out by tax because the system works very differently from being employed. When you work for a company, tax and National Insurance are automatically…
Finance for Tradesmen 