Everything You Need to Take Control of Your Business Finances
Running a successful trades business isn’t just about doing great work.
It’s about pricing jobs properly, managing cash flow, staying on top of tax, building wealth and making informed financial decisions.
That’s exactly why we created Finance For Tradesmen.
Instead of searching through dozens of articles, we’ve brought together all of our best calculators, guides and free resources in one place.
Whether you’re trying to increase your profits, prepare for tax or build a stronger financial future, you’ll find everything you need below.
Why bookmark this page?
Whether you’re pricing your next job, preparing for your tax bill or planning for retirement, this page gives you quick access to every calculator, guide and free download on Finance For Tradesmen.
Rather than searching the website each time, simply bookmark this page and come back whenever you need practical financial advice.
Start Here
If you’re new to Finance For Tradesmen, these are the three resources we recommend first.
Tradesman Financial MOT (5 Minutes)
Find out how financially healthy your business really is.
Answer 20 simple questions and receive your personalised financial score together with practical recommendations to improve your business.
Free Tradesman Financial Toolkit (Instant Download)
Download our collection of free spreadsheets and templates to help you manage your finances more effectively.
Includes tools for pricing, budgeting, tax planning and more.
The Complete Tradesman Money Guide (20 Minute Read)
If you’re only going to read one guide on this website, make it this one.
Our complete guide walks you through everything every self-employed tradesman should understand about money.
Pricing & Profit Tools
Most tradesmen lose more money through poor pricing than lack of work. These tools will help you understand your numbers and price every job with confidence.
Break-even Calculator (2 Minutes)
Find out exactly what your business needs to earn before making any profit.
Day Rate Calculator (2 Minutes)
Calculate the day rate you should actually be charging.
Job Pricing Calculator (20 Minutes)
Price every job with confidence and avoid undercharging.
Tax Tools
Tax shouldn’t come as a surprise.
These resources help you stay ahead throughout the year.
Tax Set-Aside Calculator (2 Minutes)
Find out how much tax you should be putting aside.
Self-Employed Tax Guide (20 Minutes)
Everything you need to understand tax as a self-employed tradesman.
Cash Flow Resources
Profit is important.
Cash flow keeps your business alive.
Cash Flow Guide (20 Minutes)
Learn how to manage cash flow and avoid running out of money.
Cash Flow Planner (20 Minutes)
Plan your income and expenses before problems occur.
Build Long-Term Wealth
Making money is only half the job.
Keeping it and growing it is where real financial security comes from.
Retirement Guides (20 Minutes)
Learn how pensions, investing and long-term planning work.
Budget Planner (20 Minutes)
Take control of your personal finances with a simple budgeting system.
Most Popular Articles
Not sure where to begin?
These are some of the most popular resources on Finance For Tradesmen.
- How to Price a Job Properly
- Why Some Tradesmen Earn £30k and Others Earn £100k
- The Truth About £300 a Day
- How to Manage Cash Flow in the Trades
- How Self-Employed Tax Works
- A Simple Bookkeeping System
- What Is the Average Income of a Self-Employed Tradesman?
Looking for Something Specific?
Browse our main topic areas.
Everything from pricing jobs to increasing your day rate.
Browse Articles →
Simple guides covering tax, expenses and payments on account.
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Practical advice to improve cash flow and reduce financial stress.
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Bookkeeping, software, bank accounts and running a better business.
Browse Articles →
Build long-term financial security beyond your next job.
Browse Articles →
Our Mission
Finance For Tradesmen exists for one reason:
To help self-employed tradesmen build stronger businesses, make better financial decisions and create lasting financial security.
Every article, calculator and tool on this website has been created with that goal in mind.
Whether you’re just starting out or have been in the trades for thirty years, there’s always another step you can take to improve your finances.
Remember…
The highest-earning tradesmen aren’t always the best tradesmen.
They’re usually the ones who:
- Understand their numbers.
- Charge properly.
- Manage their cash flow.
- Review their finances regularly.
- Make decisions based on profit rather than emotion.
Financial success is rarely about luck. It’s normally the result of making better business decisions over a long period of time.
Not Sure Where to Start?
If you’re new to managing your business finances, follow this simple roadmap.
Step 1
Take the Tradesman Financial MOT.
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Step 2
Download the Free Tradesman Financial Toolkit.
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Step 3
Read the Complete Tradesman Money Guide.
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Step 4
Calculate your Break-even Point.
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Step 5
Review your Pricing.
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Step 6
Improve one area of your business every month.
Take the First Step Today
Start with our free Financial MOT or download the complete Financial Toolkit today.
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